France Property Title Insurance

• Purchasing Property? Protect Your Investment with Title Insurance

Since purchasing property is possibly one of the most significant invest­ments you will ever make, shouldn't you protect it? Insuring the ownership of your property (referred to as "title") is just as important as insuring your property and its contents from physical loss or damage.

• Why do you need title insurance?

When you purchase property, your title or ownership is not guaranteed absolutely, as there are still hidden and unknown risks that even the most diligent professional and or registration system cannot protect against. These defects can affect your ownership of your property and cause you huge financial losses and stress to rectify. Title insurance protects you against the loss or damages arising from matters such as Someone else owns an interest in or has rights to your Property  A document is not properly signed Forgery, fraud, duress, incompetence, incapacity or impersonation Defective stamping or registration of any document of Title You do not have legal pedestrian or vehicular access to and from your Property There are registered restrictive covenants which adversely affect your use and enjoyment of the Property Someone else has an easement over your Property Your Title is unmarketable which allows another person to refuse to perform a contract to purchase, to lease or to make a mortgage loan Without a policy, you would have to remedy the situation costing you time and  possible legal expenses. Ultimately you may still suffer a loss if a court decision does not result to be in your favour. With the recent rise of real estate fraud, it is more important than ever to obtain the peace of mind and protection that title insurance provides. What is the value of the cover? Title insurance is available for a small one-time premium and is good for as long as you own your property. The amount of cover is equivalent to the purchase price paid for the property. Should any improvements be made to the property, Stewart Title can increase the cover to insure that you are fully protected for the fair market value of your investment.

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